40 W Main St, Lonaconing, MD 21539 Property Records

Allegany County property record for 40 W Main St, Lonaconing, MD 21539

Property Summary

Property TypeExempt (Full or Partial)
Details2 ba · 2,570 sqft · built 1920
Lot Size0.49 acres (21,348 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN10-003571

Property Details

APN / Parcel Number

Primary APN10-003571
Alternative APN
  • 003571

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,570 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,348 sqft (0.49 acres)
PorchPorch
Porch Area330 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number003571
Street Address40 W MAIN ST
CityLONACONING
StateMD
Zip21539-1015
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description40-42 W MAIN ST LOT 7 PT 6 72X293 DETMOLD 72X300
Legal Lot Number7
JurisdictionALLEGANY MD
Township / Civil Division10, LONACONING
Census Block Group2
Census Block2003
Census Tract2100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address701 KELLY RD, CUMBERLAND, MD 21502-2882
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2008
Deed SaleMay 13, 2008
Prior SaleDec 23, 2004 · Amount on Record
Deed Document Number200880804
Deed Book / Page1490 / 520
Prior Transfer DateApr 10, 2006
Prior Transfer Doc001490-0520
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,067 (+31.16%)$17,800 (+93.48%) Land $17,800
2025$9,200 (-) Land $9,200$9,200 (-) Land $9,200
2023Additional exemption filed$9,200 Land $9,200$9,200 Land $9,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims17 (1996–2025)
Claims Outside the SFHA4 of 17
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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