48 W 5th St, Covington, KY 41011 Property Records

Kenton County property record for 48 W 5th St, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,715 sqft
Lot Size	0.112 acres (4,864 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Mar 2022)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-21-17-019.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-17-019.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,715 sqft Finished Area
Gross Area	3,491 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Stone
Lot Area	4,864 sqft (0.112 acres)
Lot Dimensions	190 ft deep x 25.6 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 W 5TH ST
City	COVINGTON
State	KY
Zip	41011-1659
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	JOHNSON & RUSSELL BLK 15 PT LOT 2 25.62'X 190'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	15
Legal Block	15
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District (Boundary Increase) listed 1980 · 7 contributing resources · NRIS 80004552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3091 LITTLE DRY RUN RD, CINCINNATI, OH 45244-2503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	202222
Deed Book / Page	155 / 565
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	0005900022
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 18, 2022
Property Address	48 W 5TH ST, COVINGTON, KY 41011-1659
Document Number	0005900177
Book / Page	154 / 294
Instrument Date	Mar 15, 2022
Instrument	22031805900177
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 LITTLE DRY RUN RD, 3091, CINCINNATI, OH 45244-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3091 LITTLE DRY RUN RD, CINCINNATI, OH 45244-2503

Mortgage

Document Number	0005900178
Date	Mar 18, 2022
Book Page	349/948
Instrument	22031805900178

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 25, 2022
Property Address	48 W 5TH ST, COVINGTON, KY 41011-1659
Document Number	0005900022
Book / Page	155 / 565
Instrument Date	Mar 15, 2022
Instrument	22032505900022
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 LITTLE DRY RUN RD, 3091, CINCINNATI, OH 45244-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 LITTLE RUN ROAD, CINCINNATI, OH 45224

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,000 (+12.12%) Land $15,000 Building $170,000	$185,000 (+12.12%) Land $15,000 Building $170,000
2025	$2,186.00 (-0.5%)	$165,000 (-) Land $15,000 Building $150,000	$165,000 (-) Land $15,000 Building $150,000
2023	$2,197.00	$165,000 Land $15,000 Building $150,000	$165,000 Land $15,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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