Kenton County property record for 46 W 5th St, Covington, KY 41011
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 2 ba · 3,536 sqft · built 1880 |
| Lot Size | 0.18 acres (7,847 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,180 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-17-018.00 |
| Primary APN | 054-21-17-018.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,536 sqft Finished Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Triplex |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Lot Area | 7,847 sqft (0.18 acres) |
| Lot Dimensions | 190 ft deep x 41.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 46 W 5TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1691 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | JOHNSON & RUSSELL BLK 15 PT LOT 1 41.25'X 190' |
| Legal Subdivision | JOHNSON & RUSSELL |
| Legal Phase | 15 |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 67000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mutter Gottes Historic District (Boundary Increase) listed 1980 · 7 contributing resources · NRIS 80004552 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 W 5th St, a triplex, is owned by two individuals.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 W 5TH ST, COVINGTON, KY 41011-1402 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 46 W 5th St was $3,180.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,000 (+8.33%) Land $15,000 Building $245,000 | $260,000 (+8.33%) Land $15,000 Building $245,000 | |
| 2025 | $3,180.00 | $240,000 Land $15,000 Building $225,000 | $240,000 Land $15,000 Building $225,000 |
| 2023 | $3,196.00 | $240,000 Land $15,000 Building $225,000 | $240,000 Land $15,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions, Verizon.
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