48 Villa Dr, Clearfield, UT 84015 Property Records

Davis County property record for 48 Villa Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 832 sqft · built 1944
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$290,400 (Jan 2021)
Deeds & Mortgages	Aug 2024 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-090-0055`

Property Details

APN / Parcel Number

Primary APN	`14-090-0055`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
Garage Area	704 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 VILLA DR
City	CLEARFIELD
State	UT
Zip	84015-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 55, CLEARFIELD VILLA SUB. CONT. 0.134 ACRES
Legal Subdivision	CLEARFIELD VILLA SUBDIVISION
Legal Lot Number	55
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1009
Census Tract	125502

Owner

48 Villa Dr is owned and occupied by an individual who bought it in January 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 6, 2021	Warranty Deed, Transfer · VA Mortgage UTAH MORTGAGE LOAN CORP
Nov 23, 2020	Grant Deed, Transfer MONUMENT TITLE INSURANCE, MONUMENT TITLE INS
Oct 8, 2020	Warranty Deed, Transfer · Commercial Mortgage AMERIFIRST FINANCIAL INC
Oct 8, 2020	Affidavit of Death, Transfer MONUMENT TITLE INSURANCE, MONUMENT TITLE INS
Jul 16, 2009	Loan Modification, Mortgage · FHA Mortgage SELENE FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Nov 23, 2020
Deed Document Number	20213333807
Deed Book / Page	7670 / 851
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0003302673
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VILLA DR, CLEARFIELD, UT 84015-3242

Mortgage

Document Number	08575/1398
Date	Aug 30, 2024
Book Page	8575/1398
Instrument	3585200

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 6, 2021
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	7670/851
Book / Page	7670 / 851
Instrument Date	Jan 4, 2021
Instrument	3333807
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MONUMENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VILLA DR, CLEARFIELD, UT 84015-3242

Mortgage

Document Number	3333808
Date	Jan 6, 2021
Instrument	3333808

Lender

Name	UTAH MORTGAGE LOAN CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 23, 2020
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	0003318228
Book / Page	007643 / 001096
Instrument Date	Nov 20, 2020
Instrument	3318228
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	MONUMENT TITLE INSURANCE, MONUMENT TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2553 E LYNWOOD DR SALT LAKE CITY UT 841091606, SALT LAKE CITY, UT 84109-1606

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 8, 2020
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	7612/1705
Book / Page	7612 / 1705
Instrument Date	Oct 6, 2020
Instrument	3302674
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MONUMENT TITLE INS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2553 E LYNWOOD DR, SALT LAKE CITY, UT 84109-1606

Mortgage

Document Number	3302675
Date	Oct 8, 2020
Instrument	3302675

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DAVIS UT
Recording Date	Oct 8, 2020
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	0003302673
Book / Page	007612 / 001702
Instrument Date	Oct 6, 2020
Instrument	3302673
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	MONUMENT TITLE INSURANCE, MONUMENT TITLE INS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 S 2925 W SYRACUSE UT 840759606, SYRACUSE, UT 84075-9606

July 2009: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIS UT
Property Address	48 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	0003108546
Instrument Date	Jul 16, 2009
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 VILLA DR CLEARFIELD UT 840153242, CLEARFIELD, UT 84015-3242

Mortgage

Document Number	0003108546
Date	Aug 1, 2018
Book Page	007068/001073
Instrument	3108546

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$209,000 (+3.26%) Land $61,742 Building $147,258	$380,000 (+3.26%) Land $112,258 Building $267,742
2025	$202,400 Land $64,084 Building $138,316	$368,000 Land $116,517 Building $251,483
2023	$341,000 Land $98,911 Building $242,089	$341,000 Land $98,911 Building $242,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Villa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Villa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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