45 Villa Dr, Clearfield, UT 84015 Property Records

Davis County property record for 45 Villa Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 800 sqft · built 1944
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$678,300 (Aug 2023)
Tax Bill	$41 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-090-0022`

Property Details

APN / Parcel Number

Primary APN	`14-090-0022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 VILLA DR
City	CLEARFIELD
State	UT
Zip	84015-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 22, CLEARFIELD VILLA. CONT. 0.153 ACRES
Legal Subdivision	CLEARFIELD VILLA SUBDIVISION
Legal Lot Number	22
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1008
Census Tract	125502

Owner

45 Villa Dr is owned and occupied by an individual who bought it in August 2023.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	45 VILLA DR, CLEARFIELD, UT 84015-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Jan 4, 2007 · Amount on File
Deed Document Number	20233539565
Deed Book / Page	8312 / 186
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	008312/186
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Aug 9, 2023
Property Address	45 VILLA DR, CLEARFIELD, UT 84015-3241
Document Number	008312/186
Book / Page	8312 / 186
Instrument Date	Aug 4, 2023
Instrument	3539565
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	SOUTHEAST TITLE COMPANY, SOUTH VALLEY TTL INS AGCY IN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 VILLA DR, CLEARFIELD, UT 84015-3241

Mortgage

Document Number	0003539566
Date	Aug 9, 2023
Instrument	3539566

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	890 Months
Due	Oct 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	5 Years
Index	1-Year T-Bill
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Villa Dr was $41, down 24.1% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (+4.43%) Land $65,547 Building $115,953	$330,000 (+4.43%) Land $119,176 Building $210,824
2025	$41.00 (-24.07%)	$173,800 Land $67,566 Building $106,234	$316,000 Land $122,848 Building $193,152
2024	$54.00
2023		$295,000 Land $103,885 Building $191,115	$295,000 Land $103,885 Building $191,115
2022	$1,853.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Villa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Villa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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