Flagler County property record for 48 Treetop Cir, Ormond Beach, FL 32174 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,079 sqft Heated Area |
| Lot Size | 11,308 sqft (0.259 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $278,000 (2026) |
| Tax Bill | $2,435.00 (2025) |
| Primary APN | 03-13-31-5120-1A060-0480 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,079 sqft Heated Area |
| Gross Area | 2,795 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,308 sqft (0.259 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 400 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 48 TREETOP CIR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9257 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 48 OR 280 PG 366, OR 305/760 OR 1690/566-DC MARY OR 1706-1938-DAVID L HEARN PR FOR J |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY SUB |
| Legal Phase | 1 |
| Legal Lot Number | 48 |
| Legal Unit | 6 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1A060-0480
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 WALTHAM DR, MIDDLETOWN, DE 19709-2182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer PUBLIC TITLE SERVICES LLC |
| Jun 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| Nov 23, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Doc Number | 2026008720 |
| Deed Book / Page | 3033 / 1540 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 27, 2026 |
| Property Address | 48 TREETOP CIR, ORMOND BEACH, FL 32174-9257 |
| Document Number | 0030331540 |
| Book / Page | 3033 / 1540 |
| Map Reference | MB 27 PG 40-48 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026008720 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,946.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 FLAGSTICK LANE, BUNNELL, FL 32110 |
| Name | Verified Name |
|---|---|
| Address | 406 WALTHAM DR, MIDDLETOWN, DE 19709-2182 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 TREETOP CIR, ORMOND BEACH, FL 32174-9257 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 TREETOP CIR, ORMOND BEACH, FL 32174-9257 |
| Document Number | 0026920878 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 2692/878 |
| Instrument | 2022028127 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 48 TREETOP CIR, ORMOND BEACH, FL 32174-9257 |
| Document Number | 0024971348 |
| Book / Page | 2497 / 1348 |
| Map Reference | MB 27 PG 40-48 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020048362 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,487.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3235 W CARTER RD, 3235, PHOENIX, AZ 85041-6227 |
| Name | Verified Name |
|---|---|
| Address | 48 TREETOP CIR, ORMOND BEACH, FL 32174-9257 |
| Document Number | 0024971353 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2497/1353 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 (-10.81%) Homeowner's exemption | $213,867 (+5.99%) | $272,445 (+9.49%) Land $49,500 Building $222,945 |
| 2023 | $2,730.00 (+9.24%) Homeowner's exemption | $201,786 (+3%) | $248,835 (+2.36%) Land $49,500 Building $199,335 |
| 2022 | $2,499.00 Homeowner's exemption | $195,908 | $243,107 Land $49,500 Building $193,607 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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