48 Tree Top Ln, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 48 Tree Top Ln, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1976
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$160,500 (Jun 1996)
Tax Bill	$13,403 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134689-6260-01-439687-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6260-01-439687-0000`
Alternative APNs	`468900626000014396870000` `134689 6.260-1-439.687` `14439687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	520 sqft
Basement Area	300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,231 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14439687
Street Address	48 TREE TOP LN
City	POUGHKEEPSIE
State	NY
Zip	12603-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	1.04 AC (D) 1838 0621 1599 0762
Legal Subdivision	TREE TOPS DEV
Legal Block	1
Legal Lot Number	439
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3014
Census Tract	140400

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 TREE TOP LN, POUGHKEEPSIE, NY 12603-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 1996 · Amount on Record
Deed Sale	Jun 18, 1996 · Amount on Record
Deed Book / Page	1980 / 684
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jul 2, 2019
Property Address	48 TREE TOP LN, POUGHKEEPSIE, NY 12603-4820
Document Number	0000004248
Instrument Date	May 29, 2019
Instrument	4248
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 ROCKFORD RD HIGH POINT NC 272624650, HIGH POINT, NC 27262-4650

Mortgage

Document Number	3334
Date	Jul 2, 2019
Instrument	3334

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,403.00 (+23.5%)	$408,500 (-) Land $89,100 Building $319,400	$459,000 (+12.36%)
2023		$408,500 (+11.01%) Land $89,100 Building $319,400	$408,500 (+11.01%) Land $89,100 Building $319,400
2022		$368,000 Land $81,000 Building $287,000	$368,000 Land $81,000 Building $287,000
2020	$10,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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