Dutchess County and Poughkeepsie Town property record for 40 Tree Top Ln, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,296 sqft · built 1955 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $338,500 (Nov 2022) |
| Tax Bill | $10,759 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6260-01-416652-0000 |
| Primary APN | 134689-6260-01-416652-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,388 sqft |
| 2nd Floor Area | 908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 14416652 |
|---|---|
| Street Address | 40 TREE TOP LN |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.60 AC (C) 1519 0389 1193 0625 |
| Legal Block | 1 |
| Legal Lot Number | 416 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 140400 |
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 E 126TH ST, NEW YORK, NY 10035-1414 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 20224635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Nov 16, 2022 |
| Property Address | 40 TREE TOP LN, POUGHKEEPSIE, NY 12603-4820 |
| Document Number | 0000004635 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2022-4635 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 318 E 126TH ST, NEW YORK, NY 10035-1414 |
| Document Number | 0000004558 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 4558 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 40 TREE TOP LN, POUGHKEEPSIE, NY 12603-4820 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 5570 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 5570 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Arlington Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,759.00 (-6.78%) | $329,000 (-) Land $85,000 Building $244,000 | $369,700 (+12.37%) |
| 2023 | $329,000 (+4.11%) Land $85,000 Building $244,000 | $329,000 (+4.11%) Land $85,000 Building $244,000 | |
| 2022 | $316,000 Land $77,200 Building $238,800 | $316,000 Land $77,200 Building $238,800 | |
| 2020 | $11,541.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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