48 Thurlow Ave, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 48 Thurlow Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,850 sqft · built 1956
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (May 2020)
Tax Bill	$7,648 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263400 107.08-3-49`

Property Details

APN / Parcel Number

Primary APN	`263400 107.08-3-49`
Alternative APNs	`34001070800003049000` `02217200000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	690 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	166 ft deep x 78.4 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02217200000
Street Address	48 THURLOW AVE
City	ROCHESTER
State	NY
Zip	14609-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0006-13-07 WINTON VLG LAR28 01
Legal Subdivision	THURLOW AVENUE
Legal Block	3
Legal Lot Number	49.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1002
Census Tract	11100

Owner

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 THURLOW AVE, ROCHESTER, NY 14609-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Deed Document Number	2020468
Deed Book / Page	12341 / 317
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0000000505
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 14, 2020
Property Address	48 THURLOW AVE, ROCHESTER, NY 14609-5905
Document Number	0000000468
Book / Page	12341 / 317
Map Reference	LB 131 PG 37
Instrument Date	Apr 6, 2020
Instrument	202005140468
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN ROCHESTER TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 E HORIZON RIDGE PKWY STE 110, 35, HENDERSON, NV 89002-7906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 THURLOW AVE, ROCHESTER, NY 14609-5905

Mortgage

Document Number	0000000469
Date	May 14, 2020
Instrument	202005140469

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,648.00 (+3.14%)
2025	$7,415.00 (+30.18%)	$187,200 (-) Land $38,000 Building $149,200	$222,900 (+19.07%) Land $45,247 Building $177,653
2023		$187,200 (+65.23%) Land $38,000 Building $149,200	$187,200 (+28.84%) Land $38,000 Building $149,200
2022		$113,300 Land $33,400 Building $79,900	$145,300 Land $42,833 Building $102,467
2021	$5,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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