38 Thurlow Ave, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 38 Thurlow Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1958
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$189,900 (Sep 2020)
Tax Bill	$8,881 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 107.08-3-50`

Property Details

APN / Parcel Number

Primary APN	`263400 107.08-3-50`
Alternative APNs	`34001070800003050000` `02217210000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	180 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02217210000
Street Address	38 THURLOW AVE
City	ROCHESTER
State	NY
Zip	14609-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0006-13-07 WINTON VLG LR27 01
Legal Subdivision	WINTON VILLAGE
Legal Block	3
Legal Lot Number	50.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1002
Census Tract	11100

Owner

Source: Monroe County and Irondequoit Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	71 N COUNTRY CLUB DR, ROCHESTER, NY 14618-3723
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer NANCY L BAKER
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CNB MTG
Aug 18, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	20201250
Deed Book / Page	12393 / 613
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 18, 2020
Property Address	38 THURLOW AVE, ROCHESTER, NY 14609-5905
Document Number	0000001250
Book / Page	012393 / 000613
Instrument Date	Aug 27, 2020
Instrument	1250
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 N COUNTRY CLUB DR ROCHESTER NY 146183723, ROCHESTER, NY 14618-3723

Mortgage

Document Number	1251
Date	Sep 18, 2020
Book Page	028742/000001
Instrument	1251

Lender

Name	NANCY L BAKER
Address	71 N COUNTRY CLUB DR, ROCHESTER, NY 14618-3723

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	38 THURLOW AVE, ROCHESTER, NY 14609-5905
Document Number	0000000838
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 KILBOURN RD ROCHESTER NY 146183636, ROCHESTER, NY 14618-3636

Mortgage

Document Number	0000000838
Date	Feb 27, 2019
Book Page	027937/000219
Instrument	838

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Aug 18, 2017
Property Address	38 THURLOW AVE, ROCHESTER, NY 14609-5905
Document Number	0000000624
Book / Page	011907 / 000035
Instrument Date	Aug 10, 2017
Instrument	624
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 WILLARD RD PITTSFORD NY 145349703, PITTSFORD, NY 14534-9703

Tax Assessment & Valuation

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,881.00 (+3.6%)
2025	$8,572.00 (+7.61%)	$216,000 (-) Land $38,000 Building $178,000	$257,100 (+19.03%) Land $45,231 Building $211,869
2023		$216,000 (+32.6%) Land $38,000 Building $178,000	$216,000 (+3.45%) Land $38,000 Building $178,000
2022		$162,900 Land $33,600 Building $129,300	$208,800 Land $43,067 Building $165,733
2021	$7,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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