48 Terry Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 48 Terry Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 1966
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2015)
Tax Bill	$10,575 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00643-J-00050`

Property Details

APN / Parcel Number

Primary APN	`05 00643-J-00050`
Alternative APNs	`05-00643-10-00050-01` `0500643000J00050` `00019477`

Interior

Stories	2 Stories
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 TERRY AVE
City	EDISON
State	NJ
Zip	08820-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	70X100
Legal Block	643.1
Legal Lot Number	50.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4012
Census Tract	1418

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 TERRY AVE, EDISON, NJ 08820-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
Mar 29, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	201549
Deed Book / Page	6722 / 261
Last Transfer Date	Nov 2, 2018
Transfer Doc	0000023430
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	48 TERRY AVE, EDISON, NJ 08820-3909
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066989
Date	Nov 3, 2025
Book Page	19866/327
Instrument	2025066989

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	48 TERRY AVE, EDISON, NJ 08820-3909
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059461
Date	Jul 8, 2020
Book Page	17934/1283
Instrument	2020059461

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 29, 2019
Property Address	48 TERRY AVE, EDISON, NJ 08820-3909
Document Number	0000023430
Book / Page	017458 / 000205
Instrument Date	Nov 2, 2018
Instrument	23430
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 TERRY AVE EDISON NJ 088203909, EDISON, NJ 08820-3909

Mortgage

Document Number	3677
Date	Mar 29, 2019
Book Page	017400/000245
Instrument	3677

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2034

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,700 (-) Land $85,000 Building $92,700	$177,700 (-) Land $85,000 Building $92,700
2025	$10,575.00 (-0.03%)	$177,700 (-) Land $85,000 Building $92,700	$177,700 (-) Land $85,000 Building $92,700
2024	$10,578.00 (+0.5%)
2023		$177,700 Land $85,000 Building $92,700	$177,700 Land $85,000 Building $92,700
2022	$10,525.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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