44 Terry Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 44 Terry Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,197 sqft · built 1927
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$727,000 (Jul 2023)
Tax Bill	$11,985 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00643-J-00053-B`

Property Details

APN / Parcel Number

Primary APN	`05 00643-J-00053-B`
Alternative APNs	`05-00643-10-00053-03` `0500643000J00053000B` `00019478`

Interior

Stories	1 Story
Building Area	2,197 sqft Living Area
1st Floor Area	2,197 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Location & Zoning

Street Address	44 TERRY AVE
City	EDISON
State	NJ
Zip	08820-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	70X100
Legal Subdivision	MENLO GARDENS SEC A
Legal Block	643.1
Legal Lot Number	53.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4012
Census Tract	1418

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 TERRY AVE, EDISON, NJ 08820-3909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	202338150
Deed Book / Page	19243 / 1112
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 5, 2023
Property Address	44 TERRY AVE, EDISON, NJ 08820-3909
Document Number	0000038150
Book / Page	19243 / 1112
Instrument Date	Jun 14, 2023
Instrument	2023038150
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	TOHICKON SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,078.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 TERRY AVE, EDISON, NJ 08820-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 TERRY AVE, EDISON, NJ 08820-3909

Mortgage

Document Number	0000038151
Date	Jul 5, 2023
Book Page	19243/1119
Instrument	2023038151

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	44 TERRY AVE, EDISON, NJ 08820-3909
Document Number	0000007298
Book / Page	016704 / 000289
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 TERRY AVE EDISON NJ 088203909, EDISON, NJ 08820-3909

Mortgage

Document Number	0000007298
Date	Mar 10, 2017
Book Page	016704/000289
Instrument	7298

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2032

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,400 (-) Land $85,000 Building $116,400	$201,400 (-) Land $85,000 Building $116,400
2025	$11,985.00 (-0.03%)	$201,400 (+10.78%) Land $85,000 Building $116,400	$201,400 (+10.78%) Land $85,000 Building $116,400
2024	$11,989.00 (+11.34%)
2023		$181,800 (-) Land $85,000 Building $96,800	$181,800 (-) Land $85,000 Building $96,800
2022	$10,768.00	$181,800 Land $85,000 Building $96,800	$181,800 Land $85,000 Building $96,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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