Westerly Town property record for 48 Terrace Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,136 sqft · built 1975 |
| Lot Size | 0.217 acres (9,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,500 (Jan 2004) |
| Tax Bill | $4,117 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:131 B:6 |
| Primary APN | WEST M:131 B:6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 2,560 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,462 sqft (0.217 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 24570050 |
|---|---|
| Street Address | 48 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 51000 |
48 Terrace Ave is owned and occupied by an individual who bought it in January 2004.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2004 · Amount on File |
| Deed Sale | Jan 23, 2004 · Amount on File |
| Deed Book / Page | 1248 / 12 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 Terrace Ave was $4,117.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 | $579,100 Land $323,400 Building $255,700 | $675,111 |
| 2023 | $4,053.00 (+0.62%) | $421,300 (-) Land $231,000 Building $190,300 | |
| 2022 | $4,028.00 | $421,300 Land $231,000 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 48 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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