Westerly Town property record for 47 Terrace Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 2,211 sqft · built 2020 |
| Lot Size | 0.123 acres (5,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,099,999 (Oct 2022) |
| Tax Bill | $7,653 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:131 B:5 |
| Primary APN | WEST M:131 B:5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| Gross Area | 3,492 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,371 sqft (0.123 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1089194 |
|---|---|
| Street Address | 47 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4428 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 5 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51000 |
47 Terrace Ave, a residential property, is owned by two individuals who bought it in October 2022.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HART ST, RAMSEY, NJ 07446-2512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JIF INV CO INC |
| May 15, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 20, 2019 | Warranty Deed, Transfer SANDRA L BLIVEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 20224175 |
| Deed Book / Page | 2022 / 17288 |
| Transfer Doc | 1778-294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 3, 2022 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2022-17288 |
| Book / Page | 2022 / 17288 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-4175 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 0020224176 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022-4176 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2020-1461 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17 BELVEDERE ST JOHNSTON RI 029192508, JOHNSTON, RI 02919-2508 |
| Document Number | 2020-1461 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 002020/011461 |
| Instrument | 2637 |
| Name | JIF INV CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 15, 2020 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2020-9091 |
| Book / Page | 002020 / 009091 |
| Instrument Date | May 15, 2020 |
| Instrument | 2086 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 47-49 TERRACE AVE WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 20, 2019 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2019-2013 |
| Book / Page | 002019 / 022013 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 5495 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2 FLETCHER DR WESTERLY RI 028915806, WESTERLY, RI 02891-5806 |
| Document Number | 2019-2016 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 002019/022016 |
| Instrument | 5496 |
| Name | SANDRA L BLIVEN |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 47 Terrace Ave was $7,653.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,653.00 | $1,076,400 Land $466,800 Building $609,600 | $1,170,974 |
| 2023 | $7,869.00 (+1.07%) | $818,000 (+0.44%) Land $333,400 Building $484,600 | |
| 2022 | $7,786.00 | $814,400 Land $333,400 Building $481,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 47 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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