Westerly Town property record for 47 Terrace Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 2,211 sqft · built 2020 |
| Lot Size | 0.123 acres (5,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,099,999 (Oct 2022) |
| Tax Bill | $7,653 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:131 B:5 |
| Primary APN | WEST M:131 B:5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| Gross Area | 3,492 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,371 sqft (0.123 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1089194 |
|---|---|
| Street Address | 47 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4428 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 5 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 HART ST, RAMSEY, NJ 07446-2512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JIF INV CO INC |
| May 15, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 20, 2019 | Warranty Deed, Transfer SANDRA L BLIVEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on Record |
| Deed Sale | Oct 3, 2022 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 20224175 |
| Deed Book / Page | 2022 / 17288 |
| Transfer Doc | 1778-294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 3, 2022 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2022-17288 |
| Book / Page | 2022 / 17288 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-4175 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 0020224176 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022-4176 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2020-1461 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17 BELVEDERE ST JOHNSTON RI 029192508, JOHNSTON, RI 02919-2508 |
| Document Number | 2020-1461 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 002020/011461 |
| Instrument | 2637 |
| Name | JIF INV CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 15, 2020 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2020-9091 |
| Book / Page | 002020 / 009091 |
| Instrument Date | May 15, 2020 |
| Instrument | 2086 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 47-49 TERRACE AVE WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 20, 2019 |
| Property Address | 47 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2019-2013 |
| Book / Page | 002019 / 022013 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 5495 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2 FLETCHER DR WESTERLY RI 028915806, WESTERLY, RI 02891-5806 |
| Document Number | 2019-2016 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 002019/022016 |
| Instrument | 5496 |
| Name | SANDRA L BLIVEN |
|---|
| Amount | Amount Recorded |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,653.00 (-2.74%) | $1,076,400 (+31.59%) Land $466,800 Building $609,600 | $1,170,974 |
| 2023 | $7,869.00 (+1.07%) | $818,000 (+0.44%) Land $333,400 Building $484,600 | |
| 2022 | $7,786.00 | $814,400 Land $333,400 Building $481,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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