Stephens County property record for 48 Sycamore Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,582 sqft · built 1974 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,000 (Feb 2007) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T38 062 |
| Primary APN | T38 062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Heated Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 483 sqft |
| Deck Area | 96 sqft |
| Patio Area | 752 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 795600 |
|---|---|
| Street Address | 48 SYCAMORE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | SYCAMORE CIR |
| Legal Subdivision | ADDINGTON J STANLEY PROP |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 970302 |
Source: Stephens County records · APN T38 062
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 SYCAMORE DR, TOCCOA, GA 30577-6171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on Record |
| Deed Sale | Feb 16, 2007 · Amount on Record |
| Prior Sale | Oct 03, 2006 · Amount on Record |
| Deed Document Number | 0000797348 |
| Deed Book / Page | 797 / 348 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 48 SYCAMORE DR, TOCCOA, GA 30577-6171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 SYCAMORE DR, TOCCOA, GA 30577-6171 |
| Document Number | 0012530000000015 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 0000001253/0000000015 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 48 SYCAMORE DR, TOCCOA, GA 30577-6171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 SYCAMORE DR, TOCCOA, GA 30577-6171 |
| Document Number | 0012930000000433 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 0000001293/0000000433 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,242.00 (+36.13%) Homeowner's exemption | $78,169 (+61.97%) Land $3,995 Building $74,174 | $195,422 (+61.97%) Land $9,988 Building $185,434 |
| 2023 | $1,647.00 (+1.86%) Homeowner's exemption | $48,261 (+5.55%) Land $3,995 Building $44,266 | $120,653 (+5.55%) Land $9,988 Building $110,665 |
| 2022 | $1,617.00 Homeowner's exemption | $45,722 Land $3,995 Building $41,727 | $114,306 Land $9,988 Building $104,318 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Uniti Group.
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system GA2570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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