43 Sycamore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 43 Sycamore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,045 sqft · built 1970
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T38 061`

Property Details

APN / Parcel Number

Primary APN	`T38 061`
Alternative APN	`794000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,045 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Canopy	698 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	794000
Street Address	43 SYCAMORE DR
City	TOCCOA
State	GA
Zip	30577-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 223 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	223
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Stephens County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer
Jun 3, 2021	Grant Deed, Transfer ATTORNEY ONLY
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Sep 29, 2009
Deed Document Number	2021822
Deed Book / Page	1254 / 151
Prior Transfer Date	Dec 24, 2008
Prior Transfer Doc	0008810247
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 21, 2026
Property Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171
Document Number	1447000180
Book / Page	1447 / 180
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 3, 2021
Property Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171
Document Number	0012540151
Book / Page	001254 / 000151
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SYCAMORE DR TOCCOA GA 305776171, TOCCOA, GA 30577-6171

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 1, 2021
Property Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171
Document Number	0012540151
Book / Page	1254 / 151
Instrument Date	Jun 1, 2021
Instrument	2021-000822
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SYCAMORE DR, TOCCOA, GA 30577-6171

Mortgage

Document Number	1254153
Date	Jun 1, 2021
Instrument	1254/153

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

Mortgage

Document Number	0012540000000166
Date	Jun 3, 2021
Book Page	0000001254/0000000166

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,636.00 (+61.82%)	$104,238 (+64.03%) Land $2,307 Building $101,931	$260,594 (+64.03%) Land $5,767 Building $254,827
2023	$2,247.00 (+6.39%)	$63,548 (+6.38%) Land $2,307 Building $61,241	$158,870 (+6.38%) Land $5,767 Building $153,103
2022	$2,112.00	$59,737 Land $2,307 Building $57,430	$149,343 Land $5,767 Building $143,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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