48 Sunset Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 48 Sunset Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 1969
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Dec 2019)
Tax Bill	$12,389 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`046-173-04`

Property Details

APN / Parcel Number

Primary APN	`046-173-04`
Alternative APN	`046-173-04-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,602 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	258 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Street Address	48 SUNSET DR, B
City	WATSONVILLE
State	CA
Zip	95076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	MAP OF SUNSET BEACH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1020
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14528 JACKSOL DR, SAN JOSE, CA 95124-3318
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 17, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 17, 2019	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 17, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 10, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 17, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	201939713
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	0000039712
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026048
Date	Jul 16, 2020
Instrument	2020-0026048

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14528 JACKSOL DR, SAN JOSE, CA 95124-3318

Mortgage

Document Number	0000038058
Date	Jul 19, 2021
Instrument	2021-0038058

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000039711
Instrument Date	Dec 12, 2019
Instrument	39711
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 MAGNOLIA AVE SAN JOSE CA 951262107, SAN JOSE, CA 95126-2107

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000039713
Instrument Date	Dec 10, 2019
Instrument	2019-0039713
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14528 JACKSOL DR, SAN JOSE, CA 95124-3318

Mortgage

Document Number	0000039714
Date	Dec 17, 2019
Instrument	2019-0039714

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000039710
Instrument Date	Dec 10, 2019
Instrument	39710
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 MAGNOLIA AVE SAN JOSE CA 95126, SAN JOSE, CA 95126

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000038948
Instrument Date	Dec 4, 2019
Instrument	38948
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1211 MAGNOLIA AVE SAN JOSE CA 951262107, SAN JOSE, CA 95126-2107

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000038945
Instrument Date	Dec 4, 2019
Instrument	38945
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	48B SUNSET DR WATSONVILLE CA 950769654, WATSONVILLE, CA 95076-9654

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000038947
Instrument Date	Dec 4, 2019
Instrument	38947
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1211 MAGNOLIA AVE SAN JOSE CA 951262107, SAN JOSE, CA 95126-2107

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000038946
Instrument Date	Dec 4, 2019
Instrument	38946
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1211 MAGNOLIA AVE SAN JOSE CA 951262107, SAN JOSE, CA 95126-2107

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2019
Property Address	48 SUNSET DR, WATSONVILLE, CA 95076-9654
Document Number	0000039712
Instrument Date	Nov 27, 2019
Instrument	39712
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14528 JACKSOL DR SAN JOSE CA 951243318, SAN JOSE, CA 95124-3318

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,003,967 (+2%) Land $702,777 Building $301,190
2025	$12,389.00 (+12.97%)	$984,281 (+4.04%) Land $688,997 Building $295,284
2023	$10,967.00 (+1.9%)	$946,060 Land $662,242 Building $283,818	$932,130
2022	$10,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET BEACH MUTUAL WATER CO private · serves 182 people · EPA ID CA4400599
Water Source	Purchased surface water from CITY OF WATSONVILLE
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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