Santa Cruz County property record for 40 Sunset Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,915 sqft · built 1946 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-173-01 |
| Primary APN | 046-173-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,915 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Area | 280 sqft |
| Deck Area | 404 sqft |
| Patio Area | 404 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 40 SUNSET DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SUNSET BEACH |
| Legal Lot Number | 19,20 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 122300 |
Source: Santa Cruz County records · APN 046-173-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 SUNSET DR, WATSONVILLE, CA 95076-9654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2013 |
| Transfer Doc | 0000041584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 SUNSET DR, WATSONVILLE, CA 95076-9654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6 DORIS PL, BERKELEY, CA 94705-1611 |
| Document Number | 0000000554 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 2026-0000554 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,445 (+2%) Land $49,810 Building $69,635 | ||
| 2025 | $2,240.00 (+15.11%) | $117,102 (+4.04%) Land $48,833 Building $68,269 | |
| 2023 | $1,946.00 (+2.75%) | $112,555 Land $46,937 Building $65,618 | $1,641,240 |
| 2022 | $1,894.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
Based on FCC filings for 56 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUNSET BEACH MUTUAL WATER CO private · serves 182 people |
|---|---|
| Water Source | Purchased surface water from CITY OF WATSONVILLE |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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