48 Summit Rd, New Providence, NJ 07974 Property Records

Union County and Berkeley Heights Township property record for 48 Summit Rd, New Providence, NJ 07974

Property Summary

Property Type	Single Family Home
Details	2,938 sqft · built 1964
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Nov 2019)
Tax Bill	$17,327 (2025)
Deeds & Mortgages	Nov 2019 Sale Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-03806-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`01-03806-0000-00013`
Alternative APN	`010380600013`

Interior

Stories	2 Stories
Building Area	2,938 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	142 ft deep x 105 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 SUMMIT RD
City	NEW PROVIDENCE
State	NJ
Zip	07974-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 279 6-223
Legal Subdivision	MURRAY HILL ESTATES
Legal Block	3806
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	4
Census Block	4011
Census Tract	38201

Owner

48 Summit Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed, Transfer CHICAGO TITLE INSURANCE CO
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Aug 14, 2013 · Amount on File
Deed Document Number	2019319471
Deed Book / Page	6349 / 221
Record Updated	Sep 20, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 25, 2019
Property Address	48 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2750
Document Number	0063490221
Book / Page	6349 / 0221
Map Reference	MAP 576-F
Instrument Date	Oct 18, 2019
Instrument	319471
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$6,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 STRAWBERRY HILL DR, 5601, CHARLOTTE, NC 28211-4678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMIT AVE, BERKELEY HEIGHTS, NJ 07922-1116

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2750
Document Number	0142535241
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 SUMMIT RD BERKELEY HEIGHTS NJ 07922, BERKELEY HEIGHTS, NJ 07922

Mortgage

Document Number	0142535241
Date	Mar 31, 2017
Book Page	014253/005241
Instrument	638666

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2750
Document Number	0142530521
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	F48 SUMMIT RD BERKELEY HEIGHTS NJ 07922, BERKELEY HEIGHTS, NJ 07922

Mortgage

Document Number	0142530521
Date	Mar 31, 2017
Book Page	014253/000521
Instrument	638666

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 48 Summit Rd was $17,327, up 2.7% from the year before.

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,700 (-) Land $175,400 Building $218,300	$393,700 (-) Land $175,400 Building $218,300
2025	$17,327.00 (+2.67%)	$393,700 Land $175,400 Building $218,300	$393,700 Land $175,400 Building $218,300
2024	$16,877.00
2023		$386,100 Land $175,400 Building $210,700	$386,100 Land $175,400 Building $210,700
2022	$16,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Summit Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 units insured incl. 12 condo units
Nearby Flood Claims	5 (1984–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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