31 Summit Rd, New Providence, NJ 07974 Property Records

Union County and Berkeley Heights Township property record for 31 Summit Rd, New Providence, NJ 07974

Property Summary

Property Type	Single Family Home
Details	2,799 sqft · built 1955
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Dec 2021)
Tax Bill	$16,169 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04901-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`01-04901-0000-00001`
Alternative APN	`010490100001`

Interior

Stories	1 Story
Building Area	2,799 sqft Living Area
1st Floor Area	2,799 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 SUMMIT RD
City	NEW PROVIDENCE
State	NJ
Zip	07974-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	ADDITIONAL LOTS: L 2
Legal Subdivision	MURRAY HILL PARK INC
Legal Block	4901
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	4
Census Block	4012
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	202113013
Deed Book / Page	6444 / 38
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	0059740496
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 22, 2021
Property Address	31 SUMMIT RD, NEW PROVIDENCE, NJ 07974-2751
Document Number	0064440038
Book / Page	6444 / 38
Instrument Date	Nov 29, 2021
Instrument	13013
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NOT AVAILABLE, HAMILTON HOME STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 OLD STIRLING RD, 24, WARREN, NJ 07059-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT ROAD, BERKELEY HEIGHTS, SC

Mortgage

Document Number	0000027795
Date	Dec 22, 2021
Instrument	27795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,400 (-) Land $191,000 Building $176,400	$367,400 (-) Land $191,000 Building $176,400
2025	$16,169.00 (+2.66%)	$367,400 (-) Land $191,000 Building $176,400	$367,400 (-) Land $191,000 Building $176,400
2024	$15,750.00 (+2.09%)
2023		$367,400 Land $191,000 Building $176,400	$367,400 Land $191,000 Building $176,400
2022	$15,427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 units insured incl. 12 condo units
Nearby Flood Claims	5 (1984–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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