Grayson County property record for 48 Summit Oaks Cir, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 6,414 sqft · built 2009 |
| Lot Size | 1.05 acres (45,781 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $944,350 (Aug 2026) |
| Tax Bill | $28,269 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 063 7147005 |
| Primary APN | 063 7147005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,414 sqft Living Area |
| Gross Area | 7,880 sqft |
| 1st Floor Area | 6,414 sqft |
| Upper Floors Area | 1,400 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 45,781 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 966 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 700 sqft |
| Deck Area | 112 sqft |
| Patio Area | 756 sqft |
| Street Address | 48 SUMMIT OAKS CIR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT OAKS RANCH PHASETWO, BLOCK 1, LOT 16, ACRES 1.0 |
| Legal Subdivision | SUMMIT OAKS RANCH PHASETWO |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | NORTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1169 |
| Census Tract | 302 |
48 Summit Oaks Cir is owned and occupied by two individuals who bought it in August 2026.
Source: Grayson County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer · Conventional Mortgage BRAZOS NATIONAL BANK |
| Mar 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on File |
| Deed Sale | Aug 21, 2026 · Amount on File |
| Prior Sale | Jul 1, 2013 · Amount on File |
| Deed Document Number | 202621542 |
| Prior Transfer Date | Feb 21, 2017 |
| Prior Transfer Doc | 0000004466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Aug 21, 2026 |
| Property Address | 48 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000021542 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202621542 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | RED RIVER TITLE INC, RED RIVER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000021543, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202621543 |
| Name | BRAZOS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Mar 6, 2017 |
| Property Address | 48 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000004466 |
| Book / Page | 005959 / 000621 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 4466 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SUMMIT OAKS CIR DENISON TX 750202782, DENISON, TX 75020-2782 |
The 2025 property tax bill for 48 Summit Oaks Cir was $28,269, up 246.8% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Pottsboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,269.00 (+246.82%) | $1,522,508 Land $162,214 Building $1,360,294 | $1,522,508 Land $162,214 Building $1,360,294 |
| 2024 | $8,151.00 | ||
| 2023 | $1,297,709 Land $115,000 Building $1,182,709 | $1,297,709 Land $115,000 Building $1,182,709 | |
| 2022 | $12,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Summit Oaks Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 18 (1990–2019) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Summit Oaks Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 360 Broadband, TekWav.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures