48 Stone Spring Cir, Jackson, TN 38305 Property Records

Madison County property record for 48 Stone Spring Cir, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,166 sqft · built 2007
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$294,400 (Feb 2025)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016P-E-032.00`

Property Details

APN / Parcel Number

Primary APN	`016P-E-032.00`
Alternative APNs	`03016PE016P03200` `057016P E 03200`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,356 sqft
Upper Floors Area	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	76 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 STONE SPRING CIR
City	JACKSON
State	TN
Zip	38305-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARBROOK FARMS PB 10 PG 308 BLK 1A LOT 159 60.40X115.96X82.67X113.97
Legal Subdivision	CEDARBROOK FARMS
Legal Block	1A
Legal Lot Number	159
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1047
Census Tract	1611

Owner

Source: Madison County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 STONE SPRING CIR, JACKSON, TN 38305-1873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Mar 16, 2018	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK/W MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20251881
Deed Book / Page	788 / 1996
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Feb 26, 2025
Property Address	48 STONE SPRING CIR, JACKSON, TN 38305-1873
Document Number	0D788/1996
Book / Page	D788 / 1996
Map Reference	MB 10 PG 308
Instrument Date	Feb 26, 2025
Instrument	25001881
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 STONE SPRING CIR, JACKSON, TN 38305-1873

Mortgage

Document Number	0025001882
Date	Feb 26, 2025
Instrument	25001882

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	48 STONE SPRING CIR, JACKSON, TN 38305-1873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009218
Date	Jul 31, 2019
Book Page	T2100/1518
Instrument	19009218

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 16, 2018
Property Address	48 STONE SPRING CIR, JACKSON, TN 38305-1873
Document Number	0000002745
Book / Page	00D744 / 001478
Instrument Date	Mar 15, 2018
Instrument	2745
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 STONE SPRING CIR JACKSON TN 383051873, JACKSON, TN 38305-1873

Mortgage

Document Number	2746
Date	Mar 16, 2018
Book Page	0T2066/000637
Instrument	2746

Lender

Name	FIRSTBANK/W MI
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (-46.25%)	$54,350 (-) Land $6,250 Building $48,100	$217,400 (-) Land $25,000 Building $192,400
2023		$54,350 Land $6,250 Building $48,100
2022	$1,894.00		$217,400 Land $25,000 Building $192,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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