39 Stone Spring Cir, Jackson, TN 38305 Property Records

Madison County property record for 39 Stone Spring Cir, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,574 sqft · built 2007
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Mar 2023)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016P-E-006.00`

Property Details

APN / Parcel Number

Primary APN	`016P-E-006.00`
Alternative APNs	`03027AE016P00600` `057016P E 00600`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	1,258 sqft
Upper Floors Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,640 sqft (0.175 acres)
Lot Dimensions	115 ft deep x 73.7 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open/Unfinished Porch
Porch Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 STONE SPRING CIR
City	JACKSON
State	TN
Zip	38305-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARBROOK FARMS PB 10 PG 308 BLK 1A LOT 146 73.71X115.50X58.24X114.10
Legal Subdivision	CEDARBROOK FARMS
Legal Block	1A
Legal Lot Number	146
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1012
Census Tract	1611

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP
May 4, 2020	Warranty Deed, Transfer · Conventional with PMI LEADERS CU
Aug 30, 2018	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	20233114
Deed Book / Page	776 / 1502
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	May 18, 2026
Property Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Document Number	0000005495
Book / Page	2309 / 1732
Instrument Date	May 12, 2026
Instrument	20265495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871

Mortgage

Document Number	0000005495,
Date	May 18, 2026
Book Page	2309/1732
Instrument	20265495

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 31, 2023
Property Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Document Number	0D776/1502
Book / Page	D776 / 1502
Map Reference	MB 10 PG 308
Instrument Date	Mar 29, 2023
Instrument	23003114
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871

Mortgage

Document Number	0023003115
Date	Mar 31, 2023
Instrument	23003115

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 4, 2020
Property Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Document Number	0000005078
Book / Page	00D757 / 000522
Instrument Date	Apr 30, 2020
Instrument	5078
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 STONE SPRING CIR JACKSON TN 383051871, JACKSON, TN 38305-1871

Mortgage

Document Number	5079
Date	May 4, 2020
Book Page	0T2121/001433
Instrument	5079

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Aug 30, 2018
Property Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Document Number	0000010092
Book / Page	00D747 / 000843
Instrument Date	Aug 29, 2018
Instrument	10092
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 STONE SPRING CIR JACKSON TN 383051871, JACKSON, TN 38305-1871

Mortgage

Document Number	10093
Date	Aug 30, 2018
Book Page	0T2078/000020
Instrument	10093

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	39 STONE SPRING CIR, JACKSON, TN 38305-1871
Document Number	0000007672
Book / Page	0T2050 / 000192
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LIBERTY CLAYBROOK RD BEECH BLUFF TN 383139400, BEECH BLUFF, TN 38313-9400

Mortgage

Document Number	0000007672
Date	Jul 3, 2017
Book Page	0T2050/000192
Instrument	7672

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 2, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (-45.65%)	$51,025 (-) Land $6,250 Building $44,775	$204,100 (-) Land $25,000 Building $179,100
2023		$51,025 Land $6,250 Building $44,775
2022	$1,759.00		$204,100 Land $25,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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