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48 Steeplechase Dr, La Plata, MD 20646 Property Records

Charles County property record for 48 Steeplechase Dr, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,434 sqft · built 2014
Lot Size0.055 acres (2,380 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (May 2022)
Tax Bill$14,042 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-080822

Property Details

APN / Parcel Number

Primary APN01-080822
Alternative APN
  • 080822

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,434 sqft Living Area
Gross Area2,974 sqft
1st Floor Area1,634 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,380 sqft (0.055 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number080822
Street Address48 STEEPLECHASE DR
CityLA PLATA
StateMD
Zip20646-4361
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMUD2
Legal DescriptionLOT 20 PLT 4 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE
Legal SubdivisionTHE VIL OF STEEPLECHASE
Legal Phase1
Legal Block2
Legal Lot Number20
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2020
Census Tract851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 STEEPLECHASE DR, LA PLATA, MD 20646-4361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleJul 30, 2014 · Amount on Record
Deed Book / Page12546 / 276
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 11, 2022
Property Address48 STEEPLECHASE DR, LA PLATA, MD 20646-4361
Document Number0125460276
Book / Page12546 / 276
Map ReferenceMB 57 FO 408
Instrument DateApr 25, 2022
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address48 STEEPLECHASE DR, LA PLATA, MD 20646-4361

Mortgage

Document Number0012546282
DateMay 11, 2022
Instrument12546/282
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474,100 (+16.6%) Land $85,000 Building $389,100$474,100 (+16.6%) Land $85,000 Building $389,100
2025$14,042.00 (+86.48%)
2023$7,530.00 Homeowner's exemption$406,600 Land $85,000 Building $321,600$406,600 Land $85,000 Building $321,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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