Charles County property record for 44 Steeplechase Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,432 sqft · built 2012 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (May 2022) |
| Tax Bill | $16,333 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-080814 |
| Primary APN | 01-080814 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,432 sqft Living Area |
| Gross Area | 3,873 sqft |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 614 sqft |
| Finished Basement | 614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 080814 |
|---|---|
| Street Address | 44 STEEPLECHASE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUD2 |
| Legal Description | LOT 19 PLT4 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE |
| Legal Subdivision | THE VIL OF STEEPLECHASE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851001 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 STEEPLECHASE DR, LA PLATA, MD 20646-4361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed, Transfer · VA Mortgage USAA FSB |
| Dec 30, 2016 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Book / Page | 12559 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 20, 2022 |
| Property Address | 44 STEEPLECHASE DR, LA PLATA, MD 20646-4361 |
| Document Number | 0125590213 |
| Book / Page | 12559 / 213 |
| Map Reference | MB 57 FO 408 |
| Instrument Date | Mar 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 STEEPLECHASE DR, LA PLATA, MD 20646-4361 |
| Document Number | 0012559222 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 12559/222 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 44 STEEPLECHASE DR, LA PLATA, MD 20646-4361 |
| Document Number | 0097050181 |
| Book / Page | 009705 / 000181 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 44 STEEPLECHASE DR LA PLATA MD 206464361, LA PLATA, MD 20646-4361 |
| Document Number | 0097050181 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 009705/000181 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 24, 2027 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,000 (+21.57%) Land $85,000 Building $474,000 | $559,000 (+21.57%) Land $85,000 Building $474,000 | |
| 2025 | $16,333.00 (+135.35%) | ||
| 2023 | $6,940.00 | $459,800 Land $85,000 Building $374,800 | $459,800 Land $85,000 Building $374,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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