Coles County property record for 48 Springchester, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,528 sqft · built 1996 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,506 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-04199-000 |
| Primary APN | 06-0-04199-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Base Area |
| 1st Floor Area | 2,528 sqft |
| Basement Area | 1,186 sqft |
| Unfinished Basement | 1,186 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 216 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Cooling System | Central |
|---|
| Street Address | 48 SPRINGCHESTER |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARKSBOROUGH LOT 48 |
| Legal Subdivision | MARKSBOROUGH |
| Legal Lot Number | 48 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 200 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 SPRINGCHESTER, MATTOON, IL 61938-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 48 SPRINGCHESTER, MATTOON, IL 61938-9027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000788093 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 202000788093 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, IL 62525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 48 SPRINGCHESTER, MATTOON, IL 61938-9027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 48 SPRINGCHESTER, MATTOON, IL 61938-9027 |
| Document Number | 202000790156 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202000790156 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,506.00 (+36.74%) | $115,700 (+22.32%) Land $7,338 Building $108,362 | $347,100 (+22.32%) Land $22,014 Building $325,086 |
| 2023 | $94,586 Land $5,999 Building $88,587 | $283,758 Land $17,997 Building $265,761 | |
| 2020 | $4,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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