45 Springchester, Mattoon, IL 61938 Property Records

Coles County property record for 45 Springchester, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,974 sqft · built 1999
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (May 2005)
Tax Bill	$6,032 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-04196-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-04196-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,974 sqft Living Area
Basement Area	1,974 sqft
Unfinished Basement	1,974 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	177 ft deep x 174 ft wide
Garage Type	Attached
Garage Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	45 SPRINGCHESTER
City	MATTOON
State	IL
Zip	61938-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARKSBOROUGH LOT 45
Legal Subdivision	MARKSBOROUGH
Legal Lot Number	45
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5008
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SPRINGCHESTER, MATTOON, IL 61938-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
May 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Apr 19, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2005 · Amount on Record
Deed Sale	May 17, 2005 · Amount on Record
Deed Document Number	2005680131
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	45 SPRINGCHESTER, MATTOON, IL 61938-9027
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000787561
Date	May 11, 2020
Instrument	202000787561

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	45 SPRINGCHESTER, MATTOON, IL 61938-9027
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000787560
Date	May 11, 2020
Instrument	202000787560

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Dec 2, 2033

Interest

Rate	2.5%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Apr 19, 2021
Property Address	45 SPRINGCHESTER, MATTOON, IL 61938-9027
Document Number	202100794087
Map Reference	MB 5 PG 13
Instrument Date	Apr 15, 2021
Instrument	202100794087
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 632, TEUTOPOLIS, IL 62467-0632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPRINGCHESTER, MATTOON, IL 61938-9027

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,032.00 (+17.45%)	$103,069 (+22.32%) Land $9,204 Building $93,865	$309,207 (+22.32%) Land $27,612 Building $281,595
2023		$84,260 Land $7,524 Building $76,736	$252,780 Land $22,572 Building $230,208
2020	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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