48 Smith St, Hyannis, MA 02601 Property Records

Barnstable County and Barnstable Town City property record for 48 Smith St, Hyannis, MA 02601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 1985
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individuals on Record
Last Sale	$1,150,000 (Jul 2025)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	May 2021 Refinance Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HYAN M:288 L:033002`

Property Details

APN / Parcel Number

Primary APN	`HYAN M:288 L:033002`
Alternative APN	`368337`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
Gross Area	4,994 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	368337
Street Address	48 SMITH ST
City	HYANNIS
State	MA
Zip	02601-4367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	33002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3017
Census Tract	12502

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	26 PENFIELD ST, ROSLINDALE, MA 02131-2435
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 15, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Sep 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	202528173
Deed Book / Page	37079 / 261
Transfer Doc	31524-13
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	48 SMITH ST, HYANNIS, MA 02601-4367
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034153-297
Date	May 27, 2021
Book Page	34153/297
Instrument	36039

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	48 SMITH ST, HYANNIS, MA 02601-4367
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035349-158
Date	Sep 7, 2022
Book Page	35349/158
Instrument	44495

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HYANNIS MA
Recording Date	Jul 15, 2025
Property Address	48 SMITH ST, HYANNIS, MA 02601-4367
Document Number	037079-261
Book / Page	37079 / 261
Instrument Date	Jul 15, 2025
Instrument	28173
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 PENFIELD ST, BOSTON, MA 02131-2435

Mortgage

Document Number	0000028174
Date	Jul 15, 2025
Instrument	28174

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2032
Index	3-Year CMT

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 12, 2018
Property Address	48 SMITH ST, HYANNIS, MA 02601-4367
Document Number	31524-13
Book / Page	031524 / 000013
Instrument Date	Sep 10, 2018
Instrument	44920
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	48 SMITH ST HYANNIS MA 026014367, HYANNIS, MA 02601-4367

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,115.00 (+7.07%)	$875,400 (+4.53%) Land $270,000 Building $605,400	$1,080,720
2024	$7,579.00 (+3.67%)	$837,500 (+9.63%) Land $270,000 Building $567,500
2023	$7,311.00	$763,900 Land $267,100 Building $496,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people · EPA ID MA4020004
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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