12 Smith St, Hyannis, MA 02601 Property Records

Barnstable County and Barnstable Town City property record for 12 Smith St, Hyannis, MA 02601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1944
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2021)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HYAN M:288 L:191`

Property Details

APN / Parcel Number

Primary APN	`HYAN M:288 L:191`
Alternative APN	`193169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,918 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	193169
Street Address	12 SMITH ST
City	HYANNIS
State	MA
Zip	02601-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	191
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3017
Census Tract	12502

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SMITH ST, HYANNIS, MA 02601-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Book / Page	34234 / 335
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	12 SMITH ST, HYANNIS, MA 02601-4354
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035375-336
Date	Sep 20, 2022
Book Page	35375/336
Instrument	46775

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	12 SMITH ST, HYANNIS, MA 02601-4354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32144-3
Date	Jul 9, 2019
Book Page	32144/3
Instrument	32182

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	12 SMITH ST, HYANNIS, MA 02601-4354
Document Number	33306-297
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SMITH ST HYANNIS MA 026014354, HYANNIS, MA 02601-4354

Mortgage

Document Number	33306-297
Date	Sep 29, 2020
Book Page	033306/000297
Instrument	52000

Lender

Name	NEW FED MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00 (+3.97%)	$460,700 (+1.5%) Land $166,000 Building $294,700	$619,400
2024	$4,108.00 (+5.06%)	$453,900 (+11.09%) Land $166,000 Building $287,900
2023	$3,910.00	$408,600 Land $164,000 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people · EPA ID MA4020004
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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