Monmouth County and Howell Township property record for 48 Sami Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,070 sqft · built 1986 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2021) |
| Tax Bill | $10,987 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00078-03-00004 |
| Primary APN | 21-00078-03-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Upper Floors Area | 1,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,024 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03878404 |
|---|---|
| Street Address | 48 SAMI DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 78.3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 811304 |
48 Sami Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 SAMI DR, HOWELL, NJ 07731-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 2, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Aug 16, 2000 · Amount on File |
| Deed Document Number | 2021116717 |
| Deed Book / Page | 9531 / 9420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 SAMI DR, HOWELL, NJ 07731-2912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 48 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 0097843940 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 9784/3940 |
| Instrument | 2026022183 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 2, 2021 |
| Property Address | 48 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 0095319420 |
| Book / Page | 9531 / 9420 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021116717 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | EMERALD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 SAMI DR, 48, HOWELL, NJ 07731-2912 |
| Name | Verified Name |
|---|---|
| Address | 48 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 2021116718 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021116718 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 48 Sami Dr was $10,987, up 5% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,800 (+8.36%) Land $419,200 Building $272,600 | $691,800 (+8.36%) Land $419,200 Building $272,600 | |
| 2025 | $10,987.00 (+5.02%) | $638,400 Land $368,200 Building $270,200 | $638,400 Land $368,200 Building $270,200 |
| 2024 | $10,462.00 | ||
| 2023 | $548,200 Land $289,200 Building $259,000 | $548,200 Land $289,200 Building $259,000 | |
| 2022 | $9,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Sami Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Sami Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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