Monmouth County and Howell Township property record for 46 Sami Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,142 sqft · built 1986 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2022) |
| Tax Bill | $11,810 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00078-03-00003 |
| Primary APN | 21-00078-03-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Upper Floors Area | 996 sqft |
| Basement Area | 1,080 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,024 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03878403 |
|---|---|
| Street Address | 46 SAMI DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | HERITAGE WOODS SEC 03 |
| Legal Block | 78.3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 811304 |
46 Sami Dr is owned by an individual who bought it in June 2022.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1139 CAROLINA ST, LAKEWOOD, NJ 08701-2125 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Nov 3, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 2, 2022 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Deed Document Number | 202258682 |
| Deed Book / Page | 9598 / 2729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 46 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 0000044339 |
| Book / Page | 9795 / 8404 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 0000044339, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 9795/8404 |
| Instrument | 202644339 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 46 SAMI DR, HOWELL, NJ 07731-2912 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096663235 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 9666/3235 |
| Instrument | 2023077042 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 2, 2022 |
| Property Address | 46 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 0095982729 |
| Book / Page | 9598 / 2729 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022058682 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | ICONIC TITLE AGCY, ICONIC TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 GARRETSON AVE, 74, BAYONNE, NJ 07002-2334 |
| Name | Verified Name |
|---|---|
| Address | 46 SAMI DR, HOWELL, NJ 07731-2912 |
| Document Number | 2022058683 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022058683 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 46 Sami Dr was $11,810, up 4.5% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,100 (+7.85%) Land $419,200 Building $320,900 | $740,100 (+7.85%) Land $419,200 Building $320,900 | |
| 2025 | $11,810.00 (+4.54%) | $686,200 Land $368,200 Building $318,000 | $686,200 Land $368,200 Building $318,000 |
| 2024 | $11,297.00 | ||
| 2023 | $594,100 Land $289,200 Building $304,900 | $594,100 Land $289,200 Building $304,900 | |
| 2022 | $10,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Sami Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Sami Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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