48 S St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 48 S St Andrews Dr, Ormond Beach, FL 32174 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,327 sqft · built 1966
Lot Size	0.409 acres (17,800 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Oct 2021)
Tax Bill	$3,594 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3242-10-18-0240`

Property Details

APN / Parcel Number

Primary APN	`3242-10-18-0240`
Alternative APNs	`32134210180240` `42133210180240` `3001940.0` `3001940`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,781 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,800 sqft (0.409 acres)
Lot Dimensions	178 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	663 sqft
Shed	1 Shed
Shed Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3001940
Street Address	48 S ST ANDREWS DR
City	ORMOND BEACH
State	FL
Zip	32174-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 18 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 3A MB 27 PG 285 PER OR 2090 PG 0271 PER OR 7041 PG 0477 PER OR 7995 PG 0898 PER OR 8071 PG 2507 PER OR 8141 PG 3570
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA OAKS COUNTRY CLUB EST
Legal Tract	10
Legal Block	18
Legal Lot Number	24
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2000
Census Tract	80807

Owner

Source: Volusia County records · APN 3242-10-18-0240

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Jul 15, 1979 · Amount on Record
Deed Document Number	2021254396
Deed Book / Page	8141 / 3570
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 22, 2021
Property Address	48 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3843
Document Number	0081413570
Book / Page	8141 / 3570
Map Reference	MB 27 PG 285
Instrument Date	Oct 19, 2021
Instrument	2021-254396
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 173, ORMOND BEACH, FL 32175-0173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3843

Mortgage

Document Number	0081413574
Date	Oct 22, 2021
Instrument	8141/3574

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,580 (-0.38%) Land $57,000 Building $240,580	$297,580 (-0.38%) Land $57,000 Building $240,580
2025	Veteran's exemption	$298,728 (+11.95%) Land $57,000 Building $241,728	$298,728 (+6.41%) Land $57,000 Building $241,728
2023	$3,594.00 (+3.28%) Senior Citizen's exemption	$266,842 (+3%)	$280,738 (+8.36%) Land $55,860 Building $224,878
2022	$3,480.00 Senior Citizen's exemption	$259,070 Land $55,860 Building $203,210	$259,070 Land $55,860 Building $203,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.