43 S St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 43 S St Andrews Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,205 sqft · built 1966
Lot Size0.313 acres (13,650 sqft)
Owner2 Trust Names on File
Last Sale$220,000 (Nov 2013)
Tax Bill$2,481 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3242-10-10-0120

Property Details

APN / Parcel Number

Primary APN3242-10-10-0120
Alternative APNs
  • 32134210100120
  • 42133210100120
  • 3000765.0
  • 3000765

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,205 sqft Living Area
Gross Area2,780 sqft
1st Floor Area2,205 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,650 sqft (0.313 acres)
Lot Dimensions130 ft deep x 105 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area451 sqft
Patio Area275 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3000765
Street Address43 S ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK 10 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 3 A MB 27 PG 285 PER OR 4681 PG 2808 PER D/C 5755 PG 4178 PER OR 6797 PGS 4146-4147 PER D/C 6911 PG 0212 PER OR 6929 PG 4216 PER OR 6957 PG 4935 PER OR 7029 PG 4097
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA OAKS COUNTRY CLUB EST
Legal Tract10
Legal Block10
Legal Lot Number12
Legal Unit3
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-10-0120

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address43 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3842
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 02, 2017Deed of Trust, Mortgage · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2013 · Amount on Record
Deed SaleNov 15, 2013 · Amount on Record
Prior SaleDec 21, 2012 · Amount on Record
Deed Document Number2013221150
Deed Book / Page6929 / 4216
Last Transfer DateSep 05, 2014
Transfer Doc0070294097
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address43 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3842
Document Number0074943058
Instrument DateOct 02, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 S ST ANDREWS DR ORMOND BEACH FL 321743842, ORMOND BEACH, FL 32174-3842

Mortgage

Document Number0074943058
DateJan 12, 2018
Book Page007494/003058
Instrument6929
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueJan 11, 2093
Interest
Rate TypeAdjustable Rate
Rate4.52%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address43 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3842
Document Number0074943042
Instrument DateOct 02, 2017
Transaction TypeMortgage
Record UpdatedFeb 07, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 S ST ANDREWS DR ORMOND BEACH FL 321743842, ORMOND BEACH, FL 32174-3842

Mortgage

Document Number0074943042
DateJan 12, 2018
Book Page007494/003042
Instrument6928
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueJan 11, 2093
Interest
Rate TypeAdjustable Rate
Rate4.52%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$224,399 (+2.7%)$289,650 (-0.32%) Land $58,800 Building $230,850
2025$2,481.00 (+8.39%) Homeowner's exemption Senior Citizen's exemption$218,500 (+5.99%)$290,580 (-8.43%) Land $58,800 Building $231,780
2023$2,289.00 (+3.95%) Senior Citizen's exemption$206,159 (+3%)$317,347 (+4.53%) Land $69,300 Building $248,047
2022$2,202.00 Senior Citizen's exemption$200,154$303,581 Land $69,300 Building $234,281

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on S St Andrews Dr

Nearby Streets

Search Property Records by Address or Parcel Number