48 S Sprague Dr, Payson, AZ 85541 Property Records

Gila County property record for 48 S Sprague Dr, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,492 sqft · built 2000
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (May 2005)
Tax Bill$5,833 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone D (undetermined)
APN304-28-003F

Property Details

APN / Parcel Number

Primary APN304-28-003F
Alternative APNs
  • R032748
  • 032748

Interior

Stories1 Story
Building Area2,492 sqft Living Area
1st Floor Area2,492 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialMetal
Lot Area67,082 sqft (1.54 acres)
Garage TypeCarport
Garage Area1,022 sqft
CarportCarport
Carport Area1,022 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area624 sqft
Deck AreaDeck Area
Patio Area705 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR032748
Street Address48 S SPRAGUE DR
CityPAYSON
StateAZ
Zip85541-3884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 05 TOWNSHIP: 10N RANGE: 11E COMM NE COR SE1/4 SEC 5 T10N R11E; TH S89D2706W, 1170.25; TH S06D5539E, 184.83; TH S14D2836E, 268.37 TO POB; TH N75D3124E, 157.17; TH S64D4704E, 146.11; TH S19D5015E, 149.20; TH S63D3754W, 197.94; TH ALG RIGHT CRV
Legal Range11E
Legal Township10N
Legal Section05
Legal SubdivisionSTAR VALLEY B
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2007
Census Tract500

Owner

Source: Gila County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1133, PAYSON, AZ 85547-1133
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2005 · Amount on Record
Deed SaleMay 19, 2005 · Amount on Record
Deed Document Number20058618
Last Transfer DateSep 3, 2014
Transfer Doc0000010228
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address48 S SPRAGUE DR, PAYSON, AZ 85541-3884
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008218
DateJun 4, 2021
Instrument2021-008218
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityStar Valley Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,270 (+4.61%) Land $11,156 Building $62,114$732,700 (+4.61%) Land $111,556 Building $621,144
2025$5,833.00 (+9.66%)
2024$70,044 Land $11,345 Building $58,699$700,439 Land $113,452 Building $586,987
2023$5,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 86% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on S Sprague Dr

Nearby Streets

Search Property Records by Address or Parcel Number