20 S Sprague Dr, Payson, AZ 85541 Property Records

Gila County property record for 20 S Sprague Dr, Payson, AZ 85541

Property Summary

Property Type	Vacant Land
Details	1,512 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`304-28-003Y`

Property Details

APN / Parcel Number

Primary APN	`304-28-003Y`
Alternative APNs	`R032783` `032783`

Interior

Stories	2 Stories
Building Area	1,512 sqft Building Perimeter
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R032783
Street Address	20 S SPRAGUE DR
City	PAYSON
State	AZ
Zip	85541-3884
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SECTION: 05 TOWNSHIP: 10N RANGE: 11E MBL HOME TITLE: MSO SERIAL: PHO223056U/X YEAR: 1997 MAKE: PALM HARBOR-PALM HARBOR SIZE: 28 X 54 PARCEL TWO OF ROS 1311 NE1/4 SE1/4 SEC 5 T10N R11E = 1.00 AC(OUT OF 304-28-003U)
Legal Range	11E
Legal Township	10N
Legal Section	05
Legal Subdivision	PALM HARBOR
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2007
Census Tract	500

Owner

Source: Gila County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 SPRAGUE RANCH RD, PAYSON, AZ 85541
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 23, 2020
Transfer Doc	0000012457
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Oct 14, 2020
Property Address	20 S SPRAGUE DR, PAYSON, AZ 85541-3884
Document Number	0000012457
Instrument Date	Sep 23, 2020
Instrument	12457
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13 S SPRAGUE DR PAYSON AZ 855413882, PAYSON, AZ 85541-3882

Mortgage

Document Number	12458
Date	Oct 14, 2020
Instrument	12458

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Star Valley Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,239 (-0.28%) Land $11,685 Building $1,554	$88,261 (-0.28%) Land $77,902 Building $10,359
2025	$1,058.00 (+9.64%)
2024		$13,276 Land $11,867 Building $1,409	$88,509 Land $79,116 Building $9,393
2023	$965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 87% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35