St. Louis County property record for 48 Rye Ln, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,212 sqft · built 1937 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $652,500 (Nov 2017) |
| Tax Bill | $8,005 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-31-0973 |
| Primary APN | 17L-31-0973 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Living Area |
| Gross Area | 4,111 sqft |
| 1st Floor Area | 825 sqft |
| Basement Area | 859 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 112 sqft |
| Patio Area | 361 sqft |
| Poultry House | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 RYE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | CHEVY CHASE 8 3 87 LOT 11 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 215500 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Oct 10, 2019 | Deed of Trust, Mortgage STIFEL BK&TR |
| Nov 6, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Apr 22, 2003 · Amount on Record |
| Deed Document Number | 2017403 |
| Deed Book / Page | 22768 / 2027 |
| Last Transfer Date | Jul 1, 2021 |
| Transfer Doc | 0000000900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Document Number | 0245160378 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 24516/378 |
| Instrument | 2020121700074 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Document Number | 0248900450 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 24890/450 |
| Instrument | 2021052700610 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 02375201151 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 23752/01151 |
| Instrument | 2019102100180 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Document Number | 0237521151 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 RYE LN ST LOUIS MO 631324327, ST LOUIS, MO 63132-4327 |
| Document Number | 0237521151 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 023752/001151 |
| Instrument | 180 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 6, 2017 |
| Property Address | 48 RYE LN, SAINT LOUIS, MO 63132-4327 |
| Document Number | 0227682027 |
| Book / Page | 022768 / 002027 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 403 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 RYE LN ST LOUIS MO 631324327, ST LOUIS, MO 63132-4327 |
| Document Number | 227701372 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 022770/001372 |
| Instrument | 344 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,400 (-) Land $57,110 Building $60,290 | $617,900 (-) Land $300,600 Building $317,300 | |
| 2025 | $8,005.00 (-15.19%) | $117,400 (-12.64%) Land $57,110 Building $60,290 | $617,900 (-12.64%) Land $300,600 Building $317,300 |
| 2024 | $9,439.00 (-1.13%) | ||
| 2023 | $9,547.00 (+20.41%) | $134,390 (+23.96%) Land $48,450 Building $85,940 | $707,300 (+23.96%) Land $255,000 Building $452,300 |
| 2022 | $7,929.00 | $108,410 Land $44,420 Building $63,990 | |
| 2021 | $570,600 Land $233,800 Building $336,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (1978–2022) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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