St. Louis County property record for 45 Rye Ln, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,612 sqft · built 1935 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jun 2017) |
| Tax Bill | $8,298 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-31-0913 |
| Primary APN | 17L-31-0913 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 838 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 288 sqft |
| Poultry House | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 RYE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-4326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | CHEVY CHASE 4 22 74 LOT 3 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 215500 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 RYE LN, SAINT LOUIS, MO 63132-4326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 30, 2017 | Warranty Deed, Transfer PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 201784 |
| Deed Book / Page | 22590 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 45 RYE LN, SAINT LOUIS, MO 63132-4326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 45 RYE LN, SAINT LOUIS, MO 63132-4326 |
| Document Number | 0242002658 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 24200/2658 |
| Instrument | 2020081101428 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 30, 2017 |
| Property Address | 45 RYE LN, SAINT LOUIS, MO 63132-4326 |
| Document Number | 0225900162 |
| Book / Page | 022590 / 000162 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 84 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 RYE LN OLIVETTE MO 631324326, OLIVETTE, MO 63132-4326 |
| Document Number | 225900166 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 022590/000166 |
| Instrument | 85 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,730 (-) Land $58,140 Building $63,590 | $640,700 (-) Land $306,000 Building $334,700 | |
| 2025 | $8,298.00 (+2.43%) | $121,730 (+5.63%) Land $58,140 Building $63,590 | $640,700 (+5.64%) Land $306,000 Building $334,700 |
| 2024 | $8,101.00 (-1.13%) | ||
| 2023 | $8,194.00 (+10.82%) | $115,240 (+13.99%) Land $49,880 Building $65,360 | $606,500 (+13.98%) Land $262,500 Building $344,000 |
| 2022 | $7,394.00 | $101,100 Land $45,730 Building $55,370 | |
| 2021 | $532,100 Land $240,700 Building $291,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (1978–2022) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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