Passaic County and Clifton City property record for 48 Rowland Ave, Clifton, NJ 07012
| Property Type | Single Family Home |
|---|---|
| Details | 1,146 sqft · built 1950 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,532 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00050-03-00054 |
| Primary APN | 02-00050-03-00054 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,146 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,661 sqft (0.107 acres) |
| Lot Dimensions | 126 ft deep x 37 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200050300054 |
|---|---|
| Street Address | 48 ROWLAND AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07012-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Subdivision | VAN HOUTEN GARDENS |
| Legal Block | 50.3 |
| Legal Lot Number | 54 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 124404 |
48 Rowland Ave is owned and occupied by an individual.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 ROWLAND AVE, CLIFTON, NJ 07012-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 21, 2026 |
| Property Address | 48 ROWLAND AVE, CLIFTON, NJ 07012-1235 |
| Document Number | 0000017429 |
| Book / Page | 19951 / 220 |
| Instrument Date | May 15, 2026 |
| Instrument | 202617429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 48 ROWLAND AVE, CLIFTON, NJ 07012-1235 |
| Document Number | 0000017429, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 19951/220 |
| Instrument | 202617429 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 48 ROWLAND AVE, CLIFTON, NJ 07012-1235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ISGN |
| Name | Verified Name |
|---|
| Document Number | 0000017564 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | M14430/0295 |
| Instrument | 2017017564 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 28, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 48 Rowland Ave was $8,532, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (-) Land $83,700 Building $55,500 | $139,200 (-) Land $83,700 Building $55,500 | |
| 2025 | $8,532.00 (+3.26%) | $139,200 Land $83,700 Building $55,500 | $139,200 Land $83,700 Building $55,500 |
| 2024 | $8,263.00 | ||
| 2023 | $139,200 Land $83,700 Building $55,500 | $139,200 Land $83,700 Building $55,500 | |
| 2022 | $7,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Rowland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 48 Rowland Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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