43 Rowland Ave, Clifton, NJ 07012 Property Records

Passaic County and Clifton City property record for 43 Rowland Ave, Clifton, NJ 07012

Property Summary

Property Type	Single Family Home
Details	2,690 sqft · built 1940
Lot Size	0.144 acres (6,251 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jul 2022)
Tax Bill	$15,427 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00050-04-00018`

Property Details

APN / Parcel Number

Primary APN	`02-00050-04-00018`
Alternative APNs	`0200050000400018` `0200050400018`

Interior

Units	3 Units
Stories	2 Stories
Building Area	2,690 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0200050400018
Street Address	43 ROWLAND AVE
City	CLIFTON
State	NJ
Zip	07012-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B1
Legal Subdivision	BLOOMFIELD AVE LAND CO
Legal Block	50.4
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	4
Census Block	4003
Census Tract	124404

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Correction Deed · Conventional Mortgage THE DIME SAVINGS BANK WILLIAMSBURGH
Jul 26, 2022	Deed, Transfer SAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & STLMT SVCS LLC
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Apr 4, 2008 · Amount on Record
Deed Document Number	202237211
Deed Book / Page	4357 / 292
Last Transfer Date	Aug 5, 2022
Transfer Doc	0000049379
Record Updated	Oct 29, 2026

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 18, 2022
Property Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234
Document Number	0000049379
Book / Page	D4415 / 14
Instrument Date	Aug 5, 2022
Instrument	2022049379
Record Updated	Jun 7, 2023
Title Company	SAGE TITLE & STLMT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 ROWLAND AVE, 43, CLIFTON, NJ 07012-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234

Mortgage

Document Number	0000049380
Date	Oct 18, 2022
Instrument	2022049380

Lender

Name	THE DIME SAVINGS BANK WILLIAMSBURGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	9.5%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 26, 2022
Property Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234
Document Number	0000037211
Book / Page	D4357 / 292
Instrument Date	Jun 13, 2022
Instrument	2022037211
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CHARLENE DR, 12, CLIFTON, NJ 07013-3924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	43 ROWLAND AVE, CLIFTON, NJ 07012-1234
Document Number	0000051432
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ROWLAND AVE CLIFTON NJ 070121234, CLIFTON, NJ 07012-1234

Mortgage

Document Number	0000051432
Date	Nov 9, 2018
Book Page	015283/000252
Instrument	51432

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,700 (-) Land $87,400 Building $164,300	$251,700 (-) Land $87,400 Building $164,300
2025	$15,427.00 (+3.25%)	$251,700 (+9.48%) Land $87,400 Building $164,300	$251,700 (+9.48%) Land $87,400 Building $164,300
2024	$14,941.00 (+13.82%)
2023		$229,900 Land $87,400 Building $142,500	$229,900 Land $87,400 Building $142,500
2022	$13,127.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

43 Rowland Ave, Clifton, NJ 07012 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rowland Ave

Nearby Streets

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