48 Rosecroft Dr, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 48 Rosecroft Dr, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,308 sqft · built 1952
Lot Size	0.202 acres (8,820 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Apr 2010)
Tax Bill	$4,767 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`262800 075.10-4-23`

Property Details

APN / Parcel Number

Primary APN	`262800 075.10-4-23`
Alternative APNs	`28000751000004023000` `05417500000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	936 sqft
Basement Area	372 sqft
Finished Basement	372 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,820 sqft (0.202 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05417500000
Street Address	48 ROSECROFT DR
City	ROCHESTER
State	NY
Zip	14616-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20TR L68 T1 ROSECROFT S 101-79 L R68
Legal Block	4
Legal Lot Number	23.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	3
Census Block	3004
Census Tract	13902

Owner

48 Rosecroft Dr is owned and occupied by an individual who bought it in April 2010.

Source: Monroe County and Greece Town records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	48 ROSECROFT DR, ROCHESTER, NY 14616-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Apr 22, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2010 · Amount on File
Deed Sale	Apr 23, 2010 · Amount on File
Prior Sale	Mar 5, 2001 · Amount on File
Deed Document Number	2010507
Deed Book / Page	10867 / 506
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 14, 2026
Property Address	48 ROSECROFT DR, ROCHESTER, NY 14616-4804
Document Number	0003464525
Book / Page	31434 / 1
Instrument Date	Aug 26, 2026
Instrument	20263464525
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ROSECROFT DR, ROCHESTER, NY 14616-4804

Mortgage

Document Number	0003464525,
Date	Sep 14, 2026
Book Page	31434/1
Instrument	20263464525

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2036

Interest

Max Rate	-1%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	48 ROSECROFT DR, ROCHESTER, NY 14616-4804
Document Number	0000000829
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ROSECROFT DR ROCHESTER NY 146164804, ROCHESTER, NY 14616-4804

Mortgage

Document Number	0000000829
Date	May 27, 2020
Book Page	028532/000265
Instrument	829

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 48 Rosecroft Dr was $4,767 with a homeowner's exemption, up 16.3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,767.00 (+16.3%) Homeowner's exemption
2025	$4,099.00	$93,600 Land $18,000 Building $75,600	$153,400 Land $29,500 Building $123,900
2023		$93,600 (-1.47%) Land $18,000 Building $75,600	$108,837 (-1.5%) Land $20,930 Building $87,907
2022		$95,000 Land $20,000 Building $75,000	$110,500 Land $23,263 Building $87,237
2021	$3,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Rosecroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Rosecroft Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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