48 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 48 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 6 ba · 5,172 sqft · built 1989
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,500,000 (Jul 1994)
Tax Bill	$30,959 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`672-471-41`

Property Details

APN / Parcel Number

Primary APN	`672-471-41`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	5,172 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,000 sqft (0.207 acres)
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	48 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4228
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N TR 13103 BLK LOT 34
Legal Subdivision	TRACT NO 13103
Legal Tract	13103
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2021	Intrafamily Transfer, Transfer
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 1994 · Amount on Record
Deed Sale	Jul 20, 1994 · Amount on Record
Deed Document Number	1994461925
Last Transfer Date	Feb 2, 2021
Transfer Doc	0000112064
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RITZ COVE DR, MONARCH BAY, CA 92629-4228

Mortgage

Document Number	0000120453
Date	May 23, 2023
Instrument	2023000120453

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RITZ COVE DR, MONARCH BAY, CA 92629-4228

Mortgage

Document Number	0000363701
Date	Jun 4, 2021
Instrument	2021000363701

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 17, 2021
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000112064
Map Reference	MB 586 PG 42-50
Instrument Date	Feb 2, 2021
Instrument	2021000112064
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1925 LOVERING AVE, WILMINGTON, DE 19806-2157

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 17, 2021
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000112063
Map Reference	MB 586 PG 42-50
Instrument Date	Feb 2, 2021
Instrument	2021000112063
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RITZ COVE DR, MONARCH BAY, CA 92629-4228

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 17, 2021
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000112065
Map Reference	MB 586 PG 42-50
Instrument Date	Feb 2, 2021
Instrument	2021000112065
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1925 LOVERING AVE, WILMINGTON, DE 19806-2157

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000547930
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48 RITZ COVE DR MONARCH BEACH CA 926294228, MONARCH BEACH, CA 92629-4228

Mortgage

Document Number	0000547930
Date	Dec 20, 2017
Instrument	547930

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,664,100 (-34.37%) Land $1,664,100
2025	$30,959.00 (+11.02%)	$2,535,536 (+4.04%) Land $1,631,471 Building $904,065
2023	$27,885.00 (+2.06%)	$2,437,079 Land $1,568,119 Building $868,960
2022	$27,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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