44 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 44 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,539 sqft · built 1990
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$10,847,500 (Apr 2025)
Tax Bill	$79,850 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`672-471-37`

Property Details

APN / Parcel Number

Primary APN	`672-471-37`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,539 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Ocean
Garage Area	1,002 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	44 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF4
Legal Description	N TR 13103 BLK LOT 30
Legal Subdivision	TRACT NO 13103
Legal Tract	13103
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42323

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage WILSHIRE QUINN INCOME FUND LLC
Apr 25, 2022	Grant Deed, Transfer STEWART TITLE CO
Apr 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage DEBRA CLAUSEN FAMILY TRUST
Oct 25, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 25, 2019	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Quit Claim Deed, Transfer Quitclaim
May 10, 2018	Grant Deed, Transfer FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	2025119341
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0000421281
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11918 N SALTAIRE DR, HIGHLAND, UT 84003-5550

Mortgage

Document Number	0000230539
Date	Sep 21, 2023
Instrument	2023000230539

Lender

Name	WILSHIRE QUINN INCOME FUND LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 25, 2022
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000155975
Map Reference	MB 586 PG 42-50
Instrument Date	Apr 18, 2022
Instrument	2022000155975
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3271 E DEER HOLLOW DR, SANDY, UT 84092-6505

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228

Mortgage

Document Number	0000240872
Date	Apr 9, 2021
Instrument	2021000240872

Lender

Name	DEBRA CLAUSEN FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2019
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000421281
Instrument Date	Oct 4, 2019
Instrument	421281
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	44 RITZ COVE DR DANA POINT CA 926294228, DANA POINT, CA 92629-4228

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2019
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000421282
Map Reference	MB 586 PG 42-50
Instrument Date	Oct 4, 2019
Instrument	2019000421282
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228

Mortgage

Document Number	0000421283
Date	Oct 25, 2019
Instrument	2019000421283

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	10.8%
Index	1-Year LIBOR
Max Rate	10.8%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 28, 2018
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000314999
Instrument Date	Aug 20, 2018
Instrument	314999
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27453 ORTEGA HWY SAN JUAN CAPISTRANO CA 926756771, SAN JUAN CAPISTRANO, CA 92675-6771

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2018
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000309623
Instrument Date	Aug 20, 2018
Instrument	309623
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	27453 ORTEGA HWY SAN JUAN CAPISTRANO CA 926756771, SAN JUAN CAPISTRANO, CA 92675-6771

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 10, 2018
Property Address	44 RITZ COVE DR, DANA POINT, CA 92629-4228
Document Number	0000170848
Instrument Date	May 1, 2018
Instrument	170848
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,400.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 RITZ COVE DR DANA POINT CA 926294228, DANA POINT, CA 92629-4228

Mortgage

Document Number	170849
Date	May 10, 2018
Instrument	170849

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	12515 SEAL BEACH BLVD, SEAL BEACH, CA 90740-2712

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,632,968 (-1.06%) Land $6,793,342 Building $839,626
2025	$79,850.00 (+2.12%)	$7,714,758 (+4.32%) Land $6,483,703 Building $1,231,055
2024	$78,191.00 (+2.34%)
2023	$76,402.00 (+66.03%)	$7,395,000 Land $6,384,937 Building $1,010,063
2022	$46,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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