Rockland County and Ramapo Town property record for 48 Ridge Ave, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 10 bd · 4 ba · 6,487 sqft · built 2021 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $24,616 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.62-1-12.1 |
| Primary APN | 392605 57.62-1-12.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 6,487 sqft Living Area |
| 1st Floor Area | 2,951 sqft |
| 2nd Floor Area | 2,653 sqft |
| Attic | Attic |
| Attic Area | 923 sqft |
| Game Room | Game Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00296010000 |
|---|---|
| Street Address | 48 RIDGE AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5445 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 |
| Legal Block | 1 |
| Legal Lot Number | 12.1 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12404 |
Source: Rockland County and Ramapo Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 KALEV WAY, MONROE, NY 10950-3986 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 26, 2024 | Condominium Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| Feb 28, 2024 | Condominium Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 26, 2024 |
| Property Address | 48 RIDGE AVE, SPRING VALLEY, NY 10977-5445 |
| Document Number | 0000008421 |
| Map Reference | IN 2024 00004349 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024-00008421 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TEVERYA WAY UNIT 301, 301, MONROE, NY 10950-5490 |
| Name | Verified Name |
|---|---|
| Address | 2204 VALLEYSIDE DR, SPRING VALLEY, NY 10977-5583 |
| Document Number | 0000008422 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024-00008422 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 28, 2024 |
| Property Address | 48 RIDGE AVE, SPRING VALLEY, NY 10977-5445 |
| Document Number | 0000005397 |
| Map Reference | IN 2024-00004349 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024-00005397 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TEVERYA WAY UNIT 301, 301, MONROE, NY 10950-5490 |
| Name | Verified Name |
|---|---|
| Address | 48 RIDGE AVE # 212, 212, SPRING VALLEY, NY 10977-5445 |
| Document Number | 0000005398 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024-00005398 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $24,616.00 | $56,700 (-) Land $15,000 Building $41,700 | $52,000 (-) |
| 2023 | $56,700 Land $15,000 Building $41,700 | $52,000 Land $13,757 Building $38,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 9 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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