Rockland County and Ramapo Town property record for 46 Ridge Ave, Spring Valley, NY 10977
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 2 ba · 4,161 sqft · built 2018 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.54-1-48.-1 |
| Primary APN | 392605 57.54-1-48.-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 4,161 sqft Living Area |
| 1st Floor Area | 926 sqft |
| 2nd Floor Area | 1,509 sqft |
| Upper Floors Area | 1,326 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00296020000 |
|---|---|
| Street Address | 46 RIDGE AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT:48.000 BLK:1 SEC:57.54 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | 38 RDG AVE CONDO |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12404 |
46 Ridge Ave, a condominium, is owned and occupied by an individual.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 RIDGE AVE # 101, 101, SPRING VALLEY, NY 10977-5445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 RIDGE AVE, SPRING VALLEY, NY 10977-5445 |
| Document Number | 0000011864 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 38 RIDGE AVE #101 SPRING VALLEY NY 109775445, 101, SPRING VALLEY, NY 10977-5445 |
| Document Number | 0000011864 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 11864 |
| Name | ARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRING VALLEY, NY 10977 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $50,300 (-) Land $5,000 Building $45,300 | $648,196 (+1,894.45%) Land $64,433 Building $583,763 |
| 2023 | $50,300 Land $5,000 Building $45,300 | $32,500 Land $3,231 Building $29,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 9 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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