Middlesex County and Edison Township property record for 46 Richard Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,599 sqft · built 2019 |
| Lot Size | 0.222 acres (9,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $443,000 (Jan 2019) |
| Tax Bill | $24,542 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01025-0000-00007 |
| Primary APN | 05-01025-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,599 sqft Living Area |
| 1st Floor Area | 3,599 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 9,657 sqft (0.222 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Account Number | 00025018 |
|---|---|
| Street Address | 46 RICHARD RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 71X125 68X120 IRR |
| Legal Subdivision | STEPHENVILLE SEC 02-C |
| Legal Block | 1025 |
| Legal Lot Number | 7 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 16, 2020 | Deed of Trust, Mortgage NJ LENDERS |
| Oct 28, 2019 | Loan Modification, Mortgage FULTON BK NA |
| Jan 3, 2019 | Deed, Construction Loan · Construction Mortgage FULTON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | Apr 16, 2007 · Amount on Record |
| Deed Document Number | 2019769 |
| Deed Book / Page | 17391 / 129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000034738 |
| Book / Page | 20038 / 310 |
| Instrument Date | May 23, 2026 |
| Instrument | 202634738 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000034738, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 20038/310 |
| Instrument | 202634738 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 28, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000006946 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 18234/1612 |
| Instrument | 2021006946 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000034238 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 18332/399 |
| Instrument | 2021034238 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000010337 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 46 RICHARD RD EDISON NJ 088202514, EDISON, NJ 08820-2514 |
| Document Number | 0000010337 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 017768/001514 |
| Instrument | 10337 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000095881 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2026 FLINT MI 485012026, FLINT, MI 48501-2026 |
| Document Number | 0000095881 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 017686/000426 |
| Instrument | 95881 |
| Name | FULTON BK NA |
|---|---|
| Address | VIRGINIA BEACH, VA 23462 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 3, 2019 |
| Property Address | 46 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000000769 |
| Book / Page | 17391 / 0129 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 201900000769 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 18, 2022 |
| Title Company | DIRECT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,627.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 RICHARD RD, 17, EDISON, NJ 08820-3029 |
| Name | Verified Name |
|---|---|
| Address | 1110 BLUEBERRY CT, EDISON, NJ 08817-2616 |
| Document Number | 0000000770 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 201900000770 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,400 (-) Land $105,800 Building $306,600 | $412,400 (-) Land $105,800 Building $306,600 | |
| 2025 | $24,542.00 (-0.03%) | $412,400 (-) Land $105,800 Building $306,600 | $412,400 (-) Land $105,800 Building $306,600 |
| 2024 | $24,550.00 (+0.51%) | ||
| 2023 | $412,400 Land $105,800 Building $306,600 | $412,400 Land $105,800 Building $306,600 | |
| 2022 | $24,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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