Essex County and Rowley Town property record for 48 Railroad Ave, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1880 |
| Lot Size | 0.406 acres (17,664 sqft) |
| Owner | Company Name on Record |
| Last Sale | $284,900 (Aug 2001) |
| Tax Bill | $5,501 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0073 L:0000 |
| Primary APN | ROWL M:0027 B:0073 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 848 sqft Living Area |
| Gross Area | 1,560 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 17,664 sqft (0.406 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 48 RAILROAD AVE |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Block | 73 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 48 RAILROAD AVE, ROWLEY, MA 01969-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2001 · Amount on Record |
| Deed Sale | Aug 30, 2001 · Amount on Record |
| Deed Book / Page | 17593 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 48 RAILROAD AVE, ROWLEY, MA 01969-1206 |
| Document Number | 36769-76 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 RAILROAD AVE ROWLEY MA 019691206, ROWLEY, MA 01969-1206 |
| Document Number | 36769-76 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 036769/000076 |
| Instrument | 7000100 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,501.00 (+6.09%) | $455,000 (+3.29%) Land $264,400 Building $190,600 | $478,781 (-17.31%) |
| 2025 | $5,185.00 (-0.19%) | $440,500 (+2.61%) Land $251,800 Building $188,700 | $579,025 |
| 2024 | $5,195.00 (+3.55%) | $429,300 (+11.42%) Land $239,800 Building $189,500 | |
| 2023 | $5,017.00 | $385,300 Land $208,600 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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