Essex County and Rowley Town property record for 41 Railroad Ave, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,053 sqft · built 1953 |
| Lot Size | 0.366 acres (15,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Apr 2022) |
| Tax Bill | $5,571 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0115 L:0000 |
| Primary APN | ROWL M:0027 B:0115 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Gross Area | 2,624 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,938 sqft (0.366 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 41 RAILROAD AVE |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Block | 115 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 270100 |
41 Railroad Ave is owned and occupied by an individual who bought it in April 2022.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 RAILROAD AVE, ROWLEY, MA 01969-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Prior Sale | Jun 30, 2016 |
| Deed Document Number | 20225880 |
| Deed Book / Page | 40902 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Apr 29, 2022 |
| Property Address | 41 RAILROAD AVE, ROWLEY, MA 01969-1202 |
| Document Number | 0040902-31 |
| Book / Page | 40902 / 31 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 20220429005880 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 RAILROAD AVE, ROWLEY, MA 01969-1202 |
| Document Number | 220429005890 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 220429005890 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 41 Railroad Ave was $5,571, up 2.9% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,571.00 (+2.92%) | $460,800 (+0.2%) Land $258,400 Building $202,400 | $500,381 (+9.6%) |
| 2025 | $5,413.00 (+3.78%) | $459,900 (+6.68%) Land $246,100 Building $213,800 | $456,570 |
| 2024 | $5,216.00 (+3.47%) | $431,100 (+11.34%) Land $234,400 Building $196,700 | |
| 2023 | $5,041.00 | $387,200 Land $203,900 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Railroad Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Railroad Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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