Norfolk County and Franklin Town City property record for 48 Plain St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,044 sqft · built 1960 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Apr 2018) |
| Tax Bill | $5,554 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-034 |
| Primary APN | 135-034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,580 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 135-034 |
|---|---|
| Street Address | 48 PLAIN ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 25 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 442103 |
Source: Norfolk County and Franklin Town City records · APN 135-034
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Apr 02, 2018 | Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Aug 04, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2018 · Amount on Record |
| Deed Sale | Apr 02, 2018 · Amount on Record |
| Prior Sale | Aug 04, 2017 · Amount on Record |
| Deed Book / Page | 35889 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040075-42 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 40075/42 |
| Instrument | 145639 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40075-42 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 40075/42 |
| Instrument | 145639 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37819-429 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 37819/429 |
| Instrument | 38230 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Apr 02, 2018 |
| Property Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Document Number | 35889-99 |
| Book / Page | 035889 / 000099 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 25229 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 PLAIN ST FRANKLIN MA 020382627, FRANKLIN, MA 02038-2627 |
| Document Number | 35889-102 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 035889/000102 |
| Instrument | 25230 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Aug 04, 2017 |
| Property Address | 48 PLAIN ST, FRANKLIN, MA 02038-2627 |
| Document Number | 35338-310 |
| Book / Page | 035338 / 000310 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 72925 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 PLAIN ST FRANKLIN MA 020382627, FRANKLIN, MA 02038-2627 |
Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,554.00 (+3.87%) | $478,000 (+5.4%) Land $236,500 Building $241,500 | $550,430 (+10.64%) |
| 2024 | $5,347.00 (-4.89%) | $453,500 (+1.48%) Land $236,500 Building $217,000 | $497,515 |
| 2023 | $5,622.00 | $446,900 Land $258,200 Building $188,700 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2005–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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