Penobscot County and Milford Town property record for 48 Pine St, Milford, ME 04461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1991 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (May 2006) |
| Tax Bill | $2,909 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MILD M:024 B:081 |
| Primary APN | MILD M:024 B:081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1158 |
|---|---|
| Street Address | 48 PINE ST |
| City | MILFORD |
| State | ME |
| Zip | 04461-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 VIL |
| Legal Block | 81 |
| Jurisdiction | MILFORD ME |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 8001 |
Source: Penobscot County and Milford Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 PINE ST, MILFORD, ME 04461-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 29, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2006 · Amount on Record |
| Deed Sale | May 15, 2006 · Amount on Record |
| Deed Document Number | 200615567 |
| Deed Book / Page | 10431 / 144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD ME |
| Property Address | 48 PINE ST, MILFORD, ME 04461-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158350050 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 15835/50 |
| Instrument | 42199 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD ME |
| Property Address | 48 PINE ST, MILFORD, ME 04461-3307 |
| Document Number | 0147130001 |
| Book / Page | 014713 / 000001 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 PINE ST MILFORD ME 044613307, MILFORD, ME 04461-3307 |
| Document Number | 0147130001 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 014713/000001 |
| Instrument | 456 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2048 |
Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Milford Town |
| Unified School District | Milford (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (+11.88%) | $118,200 (-) Land $27,400 Building $90,800 | |
| 2024 | $2,600.00 (+22.18%) | $118,200 (-) Land $27,400 Building $90,800 | |
| 2023 | $197,220 | ||
| 2022 | $2,128.00 | $118,200 Land $27,400 Building $90,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 26 (1979–2008) |
| Claims Outside the SFHA | 4 of 26 |
| Most Recent Claim | May 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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