34 Pine St, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 34 Pine St, Milford, ME 04461

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 320 sqft · built 1992
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Tax Bill$1,093 (2025)
Deeds & MortgagesDec 2023 Refinance
Dec 2023 Refinance
Flood ZoneZone X (minimal risk)
APNMILD M:024 B:071

Property Details

APN / Parcel Number

Primary APNMILD M:024 B:071
Alternative APN
  • 788

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area320 sqft Living Area
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMulti-Family
Exterior MaterialBrick
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number788
Street Address34 PINE ST
CityMILFORD
StateME
Zip04461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11 VIL
Legal Block71
JurisdictionMILFORD ME
Township / Civil DivisionMILFORD
Census Block Group3
Census Block3046
Census Tract8001

Owner

Source: Penobscot County and Milford Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 135, MILFORD, ME 04461-0135
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CUSO HOME LENDING
Dec 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CUSO HOME LENDING

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD ME
Property Address34 PINE ST, MILFORD, ME 04461
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170350185
DateDec 29, 2023
Book Page17035/185
Instrument31274
Lender
NameCUSO HOME LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD ME
Property Address34 PINE ST, MILFORD, ME 04461
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170350212
DateDec 29, 2023
Book Page17035/212
Instrument31275
Lender
NameCUSO HOME LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionMilford Town
Unified School DistrictMilford (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,093.00 (+11.87%)$44,400 (-) Land $17,500 Building $26,900
2024$977.00 (+103.97%)$44,400 (+66.92%) Land $17,500 Building $26,900
2022$479.00$26,600 Land $17,500 Building $9,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims26 (1979–2008)
Claims Outside the SFHA4 of 26
Most Recent ClaimMay 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 6 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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